Compare Samsung Pay credit cards

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What is Samsung Pay?

Forget your wallet? No problem if you have Samsung Pay, a contactless payment method that makes it incredibly easy to pay for goods and services without the need for a bulky physical wallet. Released in 2015, Samsung Pay is a free and simple payment system that allows the user to make in-store, in-app and online payments virtually anywhere in the world from their Samsung device. A mobile app that combines payment technology with a digital wallet that allows the user to pre-load and digitally store a range of credit cards, debit cards, loyalty cards and transport cards, Samsung Pay comes with mid range and high-end Samsung smartphones, and is also available on Samsung Smart Watches.

Samsung Pay securely stores your basic card information on your device and utilises your phone's NFC chip (Near Field Communication) to interact with the EFTPOS machine in the same 'tap and go' way that your physical card does. If it helps, think of Samsung Pay as an app that allows your phone to act as a physical card would, just far more secure. Rather than using your card details, each purchase uses an encrypted number that is unique to that transaction.

How does Samsung Pay work?

Samsung Pay is pre-installed on most Samsung devices, which allows for immediate activation. If not on your device, simply download the Samsung Pay app from the Google Store. Users can use any kind of card with a barcode in Samsung Pay, which means the user can continue to earn points and rewards even without the physical card on hand. Unlike many other digital wallet services that only work with specific card readers and terminal types, Samsung Pay can be used on magnetic stripe, EMV and NFC systems.

Is Samsung pay safe to use?

Samsung Pay is one of the most secure mobile payment platforms available. Payment card details such as your pin and CVC/CVV number are not stored on the device, and every payment requires a scan of your iris, fingerprint or PIN for authentication before the payment process proceeds. As well as internal app security, any financial transactions should be protected by your bank's fraud policy. A cloud based system that uses Samsung 'Know' tokenization technology, Samsung Pay eliminates the exchange of bank and card information between merchants and payers, relying on unique one off tokens instead.

Samsung Pay features

With an intuitive user-friendly design and simple set up process, Samsung Pay enhances your digital life and makes payment smoother and easier. The main features of Samsung Pay are Credit and Debit card transactions, in-store payments, gift and membership card transactions, visa checkout, online payments, fingerprint authentication and iris scan authorisation.

Which credit cards that earn Qantas Points work with Samsung Pay?

There are currently a number of Qantas Points earning Samsung Pay credit cards available, including Bendigo Bank Business, NAB Business Signature, American Express Premium, CommBank Ultimate Awards and Westpac Altitude Platinum.

How to apply for a Samsung Pay credit card that earns Qantas Points

It's easier than you think - simply click 'Apply' on the credit card of your choice, complete the card partner's application form, wait for approval by the relevant card partner, and you'll be enjoying the convenience of a Samsung Pay compatible credit card that earns Qantas Points. Explore our range here.

How do I decide which Samsung Pay credit card that earns Qantas Points is right for me?

To decide which Qantas Points earning Samsung Pay credit card is right for you, please review our product range here and choose which credit card best suits your personal needs.

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What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

^Estimated points calculations:

Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.

Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.

Include points capping and points tiers, if applicable.

Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:

Major Restaurants, Cafes and Hotels (6%),
Major Petrol outlets, Supermarkets and National retailers (16%)
Utilities (3%)
All other spend (75%)

Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Premier Platinum credit card where these bonus points are always available).

Do not include bonus points on balance transfers.

This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.