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Compare St.George credit cards

Average annual fee is $300

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Credit card
Bonus points
Earn rate
Annual fee
Estimated Qantas Points
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
80,000 PTS
Earn rate
0.75 PTS
per $1 spent
Annual fee
$295+ $75 p.a. if you opt in to earn Qantas Points
134,000 PTS
over
based on
  • Up to 55 days interest free period 

  • Complimentary Travel Insurance 

Bonus points
50,000 PTS
Earn rate
0.5 PTS
per $1 spent
Annual fee
$99 1st year fee $124 p.a thereafter + $75 p.a if you opt in to earn Qantas Points
86,000 PTS
over
based on

Choose the St.George credit card that's right for you

Pick a credit card that can offer you benefits such as bonus Qantas Points at sign up, a competitive ongoing earn rate or low annual fee.

There’s a selection of St.George credit cards available, so you can choose from the cards above and select the one that’s right for you.

How to earn Qantas Points with a St.George credit card:

Step 1

Step 1

Choose the St.George credit card that’s right for you from the list above and click ‘Apply’

Step 2

Step 2

Apply through St.George for your chosen card

Step 3

Step 3

Once approved, enjoy using your card and earn Qantas Points on your everyday spend. The Qantas Points you earn will be added to your account each month

Why choose a St.George Qantas Points earning credit card?

A St.George credit card not only allows you to earn Qantas Points but it also offers a host of additional benefits, including converting purchases to instalment plans and access to exclusive offers.

Plan&Pay

Plan&Pay

Manage your credit card purchases in a more flexible way with St.George’s Plan&Pay. With Plan&Pay*, you can split bigger purchases into smaller set instalments - making it easier to budget and manage your expenses. With 0% interest on purchases, Plan&Pay offers you greater control over your credit card spending.

Visa Luxury Hotels

Visa Luxury Hotels

With a St.George credit card, you’ll also have access to Visa’s Luxury Hotel Collection where you’ll get the best available rate guaranteed at some of the world’s best hotels. You can also enjoy upgrade benefits, complimentary continental breakfast and more. With over 900 luxury hotels around the world, you’ll find the perfect place to stay anywhere from South America to the Caribbean to the Middle East.

Access to My Offers Hub

Access to My Offers Hub

Unlock a range of exclusive offers and benefits with St.George’s My Offers Hub^^. With access to discounted movie tickets and offers from a wide variety of brands such as JB HiFi, Booktopia, The Iconic, Swarovski, and many more, you’ll have access to savings and rewards you’ll love.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

^Estimated points calculations:

Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.

Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.

Include points capping and points tiers, if applicable.

Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:
  • Major Restaurants, Cafes and Hotels (6%),
  • Major Petrol outlets, Supermarkets and National retailers (16%)
  • Utilities (3%)
  • All other spend (75%)

Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Premier Platinum credit card where these bonus points are always available).

Do not include bonus points on balance transfers.

This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.