Average annual fee is $300
Up to 51 days to pay for purchases
2 Domestic Qantas Club Lounge Invitations
Eligible government payments earn 0.66 PTS per $1 spent
Up to 44 days interest free period
Up to 99 additional cardholders
Qantas Business Rewards membership
Complimentary International Travel Insurance
Extra control with Lock, Block, Limit
Up to 55 days interest free period
A range of complimentary insurances
Extra control with Lock, Block, Limit
A business credit card that earns Qantas Points is a credit card that’s intended for the use of a business, not for an individual’s personal use. This means you’ll need an Australian Business Number (ABN) to apply. A business credit card can be useful for any sized business, by helping to track business spend. Perhaps you are a sole trader or you have a small business with a handful of employees. There are several types of business credit cards to choose from, including ones that earn you Qantas Points.
This type of credit card will earn your business and in some instances the individual Frequent Flyer member Qantas Points on your card spend. Depending on which you choose, some credit cards even have bonus points offers (meaning a boost to your business’ points balance) or complimentary Qantas Business Rewards membership.
If your business becomes a Qantas Business Rewards member, you or your employee’s feet don’t need to leave the ground to earn Qantas Points. However, if you or your employees need to travel for business, you could earn even more benefits associated with travel. As well as the Qantas Points and Status Credits earned on eligible flights, the business will also earn Qantas Points and a flight discount based on the amount of Qantas Points you earn in a year.
Using a business credit card that earns Qantas Points is a great way for you or your employee to build their points balance. Even if you don’t need to fly often for business, just being smart with your business credit card is one of the fastest ways to earn Qantas Points.
With Qantas Business Rewards, you can earn points on your business expenses on top of the Qantas Points earned through the credit card spend. So, if you’re a sole trader or owner of the business you’ll be earning twice. Or, if the credit card is used by your employees, the business will earn points as well as the cardholder. Once you’ve saved up some Qantas Points into your Qantas Business Rewards account, you can choose whether to transfer them to your personal Frequent Flyer account, or to use them to reinvest into your business.
Take a look at Qantas Business Rewards to see all the ways you can earn points for your business.
Compare the business credit cards that earn Qantas Points with features such as a sign up bonus (based on approval and minimum spend criteria), complimentary Qantas Frequent Flyer or Business Rewards membership, Qantas Club lounge passes and more. Then decide which one is best suited to your needs and circumstances. Compare Qantas Points earning business credit cards here.
Before you apply for a business credit card, you'll need to make sure that you meet the necessary eligibility requirements and have organised the necessary documents to complete the application.
Once you’ve decided which business credit card is right for you, the ‘apply now’ button will take you through to the relevant credit card owner’s site. Each has their own set of eligibility requirements which will need to be met in order for your application to be successful. Compare Qantas Points earning business credit cards here to find the one that's right for you.
While there’s no 'best' credit card for small business, the credit card that is best for your business will be the one that fits in with your existing business spending. This means you'll need to look at a range of factors.
Some credit cards also link with accounting software which can help with financial reconciliations at tax time.
You can then match the types of transactions you make with the credit card features. For example, if your business uses a credit card for flights and regularly pays it off, a credit card that earns Qantas Points might offer competitive value.
On the other hand, if your business relies on the credit card for credit, interest-free days, a low rate or low fee a business credit card might be the best option.
There are many business credit cards offering 0% foreign transaction fees. Although many credit cards have annual fees, you can potentially save money spent on those fees by paying 0% in foreign transaction fees. There are other important things to keep in mind to:
It's important to remember that things can work differently in other countries, especially when it comes to ATM charges. These can attract a fee from the ATM provider worth at least $3 or between 2-4% of the total transaction, so make sure you budget accordingly and do your research.
Being money smart and paying your credit card balance by the due date on each statement will ensure that your overseas spending won't attract interest at the credit card's standard rate - a rate which could reduce the value you get from having no foreign transaction fees.
Some credit cards offer additional perks, such as complimentary travel insurance, airport lounge access or Qantas Points for your eligible spending. Be sure to check what you need to do to activate these perks so you get maximum value out of your credit card e.g. paying for your airfares on the credit card offering the reward.
The time it takes to receive points from one of our credit card partners to your Qantas Frequent Flyer account varies based on financial partner. Please contact the credit card provider for more information.
You'll need to check with your credit card provider as arrangements vary depending on the type of credit card you have and the reward program you belong to.
In most circumstances credit card reward points can only be transferred by the primary cardholder. You can, however, transfer points from a Qantas Business Rewards account to an employee's individual Qantas Frequent Flyer account.
Not a member? Join Qantas Business Rewards for free.
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.
The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees.
The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.
Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.
Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.