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Compare Westpac credit cards

Average annual fee is $300

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Credit card
Bonus points
Earn rate
Annual fee
Estimated Qantas Points
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
Up to 120,000 PTS
Earn rate
0.75 PTS
per $1 spent
Annual fee
$295 + $75 p.a if you opt in to earn Qantas Points
174,000 PTS
over
based on
  • Complimentary Travel Insurance 

Bonus points
75,000 PTS
Earn rate
0.5 PTS
per $1 spent
Annual fee
$175 + $75 p.a if you opt in to earn Qantas Points
111,000 PTS
over
based on
  • Up to 99 additional cardholders

  • Qantas Business Rewards membership 

Bonus points
N/A
Earn rate
Up to 0.5 PTS
per $1 spent
Annual fee
$150
36,000 PTS
over
based on

Choose the Westpac Qantas credit card that's right for you

Pick a credit card with bonus Qantas Points at sign up, a competitive ongoing earn rate or Complimentary Lounge Invitations.

There’s a selection of Westpac Qantas credit cards available, so you can choose from the cards above and select the one that’s right for you.

How to earn Qantas Points with a Westpac Qantas credit card:

Step 1

Step 1

Choose the Westpac Qantas credit card that’s right for you from the list above and click ‘Apply’

Step 2

Step 2

Apply through Westpac for your chosen card

Step 3

Step 3

Once approved, enjoy using your card and earn Qantas Points on your everyday spend. The Qantas Points you earn will be added to your account each month

Why choose a Westpac Qantas Points earning credit card?

Looking for a Westpac Qantas credit card? That means you can enjoy bonus Qantas Points, flexible payment options, travel insurance and other fantastic extras. Explore our range of Westpac Qantas credit cards and benefits designed to help you earn Qantas Points.

Westpac PartPay

Westpac PartPay

You’ve probably heard of Buy Now Pay Later (BNPL) services. With a Westpac Altitude Qantas Black or Platinum credit card, you can get access to Westpac’s credit card feature, PartPay, where you can split purchases of $100 or more into 4 payments over 6 weeks*.

Complimentary Travel Insurance

Complimentary Travel Insurance

Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months’ complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance (terms, conditions, exclusions and eligibility criteria apply)~.

Cashback and Discounts with Westpac Rewards

Cashback and Discounts with Westpac Rewards

With a Westpac Altitude Qantas Black or Platinum credit card, you can access personalised cashback offers from Westpac Extrasˆˆ, Westpac bonus Cashback from ShopBack, plus discounts from a wider range of shops, in-store and online. Just head to the Rewards and Offers Hub# on the Westpac App.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions. Qantas Points are earned on eligible purchases through the relevant card partner and card partner reward program.

Products referred to are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).

The information provided is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described. We recommend that you obtain independent advice before you apply for any product. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided.