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Compare ANZ credit cards

Average annual fee is $300

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Credit card
Bonus points
Earn rate
Annual fee
Estimated Qantas Points
$200 BACK TO YOUR NEW CARD*
  • Uncapped Qantas Points earning potential 

  • 2 Qantas Club Lounge Invitations per year 

Bonus points
Up to 130,000 PTS
Earn rate
Up to 1 PT
per $1 spent
Annual fee
$425
202,000 PTS
over
based on
$100 BACK TO YOUR NEW CARD*
  • Uncapped Qantas Points earning potential 

  • Complimentary Travel Insurance 

Bonus points
75,000 PTS
Earn rate
Up to 0.75 PTS
per $1 spent
Annual fee
$295
129,000 PTS
over
based on
  • Uncapped Qantas Points earning potential  

  • Up to 55 days interest free on eligible purchases 

Bonus points
130,000 PTS
Earn rate
Up to 0.75 PTS
per $1 spent
Annual fee
$300 + $75 p.a. per card rewards fee
184,000 PTS
over
based on

Choose the ANZ credit card that's right for you

Pick a credit card that can offer you benefits such as bonus Qantas Points that can be earned after approval, uncapped Qantas Points earning potential** and Complimentary Travel Insurance§.

There’s a selection of ANZ credit cards available, so you can choose from the cards above and select the one you like. Click on ‘More info’ for important information about the card’s features, interest rates and fees.

How to earn Qantas Points with an ANZ credit card:

Step 1

Step 1

Choose a Qantas ANZ credit card you like from the list above and click ‘Apply’

Step 2

Step 2

You’ll be taken to ANZ’s site where you can learn more about the card. If the card is right for you, apply through ANZ for your chosen card

Step 3

Step 3

Once approved, enjoy using your card and earning Qantas Points on your everyday eligible spend, which will be added to your account each month

Why choose an ANZ credit card that earns Qantas Points?

Selecting an ANZ credit card can be a rewarding experience for travellers, with a range of benefits including complimentary insurances§ and uncapped Qantas Points earning potential**. The added benefit of discounted Qantas Club Membership# and Complimentary Qantas Club Lounge Invitations± available on the ANZ Frequent Flyer Black credit card further enhances your airport experience. ANZ credit cards also offer unlimited Qantas Points per $1 spent on selected Qantas products and services~.

Complimentary Lounge Invitations and discounted Qantas Club Membership

Complimentary Lounge Invitations and discounted Qantas Club Membership

As an ANZ Frequent Flyer Black cardholder, you’ll enjoy two Complimentary Qantas Club Lounge Invitations annually±, granting access to over 30 lounges across Australia and an extensive network of 600 Qantas and partner lounges worldwide. What's more, Australian residents will appreciate the joining fee waiver and a discounted rate on a standard one-year individual Qantas Club membership#. For the latest information on discounts and pricing, simply reach out to the Qantas Frequent Flyer Service Centre.

Additional Qantas Point per $1 on selected Qantas spend

Additional Qantas Point per $1 on selected Qantas spend

Unlock the full potential of your ANZ credit card and supercharge your rewards. You'll earn an extra Qantas Point for every dollar spent on selected Qantas goods and services~, including Qantas passenger flights (with a QF flight number) and Qantas Club membership joining and annual fees. What's more, there's no limit to the Qantas Points you can accumulate in a statement period**. Elevate your rewards game with ANZ credit card and start reaping the benefits today.

Enjoy complimentary insurances with an ANZ credit card

Enjoy complimentary insurances with an ANZ credit card

With an eligible ANZ credit card, you'll enjoy Complimentary International and Domestic Travel Insurances. With an ANZ Frequent Flyer Black or ANZ Frequent Flyer Platinum credit card, you’ll also receive Rental Vehicle Excess Insurance in Australia and Extended Warranty Insurance and Purchase Protection Insurance, to further enhance your travel or lifestyle experiences. T&Cs, limits, applicable sub-limits, exclusions and eligibility criteria apply§.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

^Estimated points calculations:

Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.

Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.

Include points capping and points tiers, if applicable.

Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:
  • Major Restaurants, Cafes and Hotels (6%),
  • Major Petrol outlets, Supermarkets and National retailers (16%)
  • Utilities (3%)
  • All other spend (75%)

Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Premier Platinum credit card where these bonus points are always available).

Do not include bonus points on balance transfers.

This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.