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Compare NAB credit cards

Average annual fee is $300

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Credit card
Bonus points
Earn rate
Annual fee
Estimated Qantas Points
  • Enjoy up to five complimentary insurances 

  • NAB Concierge Service 

Bonus points
Up to 120,000 PTS
Earn rate
Up to 1 PT
per $1 spent
Annual fee
$320 1st year fee $420 p.a thereafter
192,000 PTS
over
based on
  • Complimentary International Travel Insurance 

Bonus points
Up to 70,000 PTS
Earn rate
Up to 0.66 PTS
per $1 spent
Annual fee
$195 1st year fee $295 p.a thereafter
117,520 PTS
over
based on
  • Eligible government payments earn 0.66 PTS per $1 spent 

  • Up to 44 days interest free period 

Bonus points
200,000 PTS
Earn rate
0.66 PTS
per $1 spent
Annual fee
$295
247,520 PTS
over
based on

Choose the NAB Qantas credit card that's right for you

Pick a credit card that can offer you benefits such as bonus Qantas Points at sign up or a competitive ongoing earn rate of up to 1 Qantas Point per dollar spent1.

There’s a couple of NAB Qantas credit cards available, so you can choose from the cards above and select the one that’s right for you.

How to earn Qantas Points with a NAB Qantas credit card:

Step 1

Step 1

Choose the Qantas NAB Qantas credit card that you are interested in from the list above and click ‘Apply’ to find out more about the features of the card

Step 2

Step 2

Apply through NAB for your chosen card

Step 3

Step 3

If approved, enjoy using your card and earning Qantas Points on your everyday spend. The points will be added to your Qantas Frequent Flyer account each month

Why choose a NAB Qantas Points earning credit card?

In addition to their impressive Qantas Points earning potential1, NAB credit cards offer a host of benefits, including five complimentary insurances2 and the added convenience of the 24/7 NAB Concierge Service3, which provides you with round-the-clock assistance. When you compare NAB Qantas credit cards, you'll quickly discover they offer not just financial perks, but can also offer a level of service and security to suit your needs.

Enjoy five complimentary insurances with a NAB Qantas credit card

Enjoy five complimentary insurances with a NAB Qantas credit card

NAB’s five complimentary insurances2 offer access to cover for:

  • International Travel Insurance
  • Domestic Travel Insurance
  • Rental Vehicle Excess in Australia Insurance
  • Purchase Protection Insurance
  • Extended Warranty Insurance

Travel insurances are available for cardholders, as well as spouses and dependants of cardholders, subject to eligibility criteria. Relax on your holiday with cover for delays, lost luggage, overseas emergency medical and more2. Insurances available on the NAB Qantas Rewards Signature and Premium credit cards only.

24/7 NAB Concierge Service

24/7 NAB Concierge Service

NAB's Concierge Service3, complimentary for eligible cardholders and additional cardholders, elevates the NAB Qantas credit card experience to a new level. It’s a travel and lifestyle service to help you 24 hours, 7 days a week. Whether travelling locally or overseas, the NAB Concierge Service can assist you with many aspects of your trip, including booking flights, finding accommodation, helping organise medical or legal services, and passport and visa assistance. It even offers emergency interpretation assistance.

Not only can you use this service to help book your travel, at home, this service is your go-to for booking tickets to sports events, shows, and concerts, arranging car and limo rentals, delivering flowers, reserving spots at health clubs, golf clubs, and hotels, and offering restaurant recommendations and reservations.

 Reduced first year annual fee

Reduced first year annual fee

NAB offers a reduced annual fee4 in the first year of holding your personal NAB Qantas Rewards Card, giving you the opportunity to save more for your next holiday.

Enjoy a reduction of $100 off your first year annual fee4 for both the NAB Qantas Rewards Signature Card and the NAB Qantas Rewards Premium Card.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

^Estimated points calculations:

Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.

Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.

Include points capping and points tiers, if applicable.

Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:
  • Major Restaurants, Cafes and Hotels (6%),
  • Major Petrol outlets, Supermarkets and National retailers (16%)
  • Utilities (3%)
  • All other spend (75%)

Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Premier Platinum credit card where these bonus points are always available).

Do not include bonus points on balance transfers.

This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.