Average annual fee is $300
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Credit card | Bonus points Earn rate Annual fee Estimated Qantas Points |
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Eligible government payments earn 0.66 PTS per $1 spent
Up to 44 days interest free period
20% bonus Status Credits on Qantas flights
10% discounted base fare for Qantas flights
Up to 51 days to pay for purchases
2 Domestic Qantas Club Lounge Invitations
Uncapped Qantas Points earning potential
Up to 55 days interest free on eligible purchases
4th Night on Us
Unlimited airport lounge access with Priority Pass™
Enjoy up to five complimentary insurances
NAB Concierge Service
$200 BACK TO YOUR NEW CARD*
Uncapped Qantas Points earning potential
2 Qantas Club Lounge Invitations per year
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
Uncapped Qantas Points earning potential
2 Qantas Lounge Invitations per year
No international transaction fees
Complimentary International Travel Insurance
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
$100 BACK TO YOUR NEW CARD*
Uncapped Qantas Points earning potential
Complimentary Travel Insurance
Complimentary Travel Insurance
Two complimentary airport lounge visits
Complimentary International Travel Insurance
Complimentary Travel Insurance
$450 Qantas Travel Credit^
Complimentary Travel Insurance
Up to 4 Additional Cardholders for no extra fee
Up to 55 days interest free period
Complimentary Travel Insurance
Up to 55 days interest free period
Complimentary Travel Insurance
Up to 55 days interest free period
Complimentary Travel Insurance
Up to 99 additional cardholders
Qantas Business Rewards membership
No international transaction fees
Complimentary International Travel Insurance
Complimentary Travel Insurance
Additional cardholder for no extra fee
Platinum Visa Concierge
Up to 55 days interest free period
A range of complimentary insurances
Complimentary Travel Insurance
Only for Medical, Dental, Veterinary & Accounting specialists
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
Uncapped Qantas Points earning potential
0% p.a. for 12 months on Balance Transfers, with a 2% Balance Transfer fee
0% p.a. Balance Transfer for 12 months
Additional cardholders for no extra fee
Uncapped Qantas Points earning potential
Two complimentary lounge visits
Up to 55 days interest free period
Complimentary International Travel Insurance
Complimentary Travel Insurance
Only for Medical, Dental, Veterinary & Accounting specialists
Uncapped Qantas Points earning potential
Access to International Travel Insurance
Up to 4 Additional Cardholders for no extra fee
Uncapped Qantas Points earning potential
Complimentary insurances
No fee for additional cardholders
Extra control with Lock, Block, Limit
Access to International Travel Insurance
Extra control with Lock, Block, Limit
Let your savings take off and earn guaranteed returns with an Alex.Bank Term Deposit. Earn 100 Qantas Points per $1,000 deposited up to $250,000.~
Citi Ready Credit is a line of credit with a predetermined limit that gives you access to funds when you need them. Earn 50,000 Qantas Points when you request the transfer of $5,000 or more to your bank account within 3 months of approval. Plus, enjoy a low rate of 8.9% p.a. for 5 years on the initial balance you request transferred to your bank account^^. Eligibility criteria, T&Cs, fees and charges apply. Rate reverts to standard variable rate.
Link your Qantas Frequent Flyer account to your Superhero account, and complete an AU or U.S. trade within the first 30 days of signing up to earn 1,000 Qantas Points. T&Cs apply>.
When it comes to choosing a credit card, there’s a wide range in the Australian market for you to choose from. While this means plenty of choice, it also means that it can be difficult to choose one option. So, when comparing cards, the most important thing to ask yourself is, ‘what are the main things I want from a credit card?’ Given you're on our site, we're guessing that Qantas Points are important to you, but what about a low annual fee? Rewards? Or maybe it’s a low-interest rate? Here’s some information that will help you narrow down the best credit card for points and your needs.
A credit card allows you to borrow money from a bank to make purchases. As long as you pay back the money you borrow within the interest-free period (usually between 45 and 55 days), you don’t have to pay any extra. If you don’t pay back the money within that time, interest will accrue. Besides offering greater spending power and financial flexibility, some credit cards also let you earn points on your spend - points you can then use to redeem for rewards, like flights, hotels and other products.
Different payment methods suit different situations, which is why many people have both a credit card and a debit card. The main difference between a credit card and a debit card is that with a debit card, you are spending your own money from your bank account; while a credit card allows you to borrow money and repay it later. Credit cards may also charge interest if you don’t pay your card off within the interest-free period.
There are two main types of credit cards - personal use credit cards and credit cards specially for business. The key difference is that business credit cards - as the name suggests - are designed for business use, while personal credit cards can be used by anyone. Within the personal use category, there are numerous types of credit cards that focus on different features and benefits, for example, low rate credit cards.
If you’ve been wondering which credit card provider to choose, for example, Visa, Mastercard or American Express; it pays to do a little comparative research to see which is the right one for you. All of the major banks including Westpac, ANZ, NAB CommBank and more, offer Qantas Points earning credit cards. Compare each bank’s card rates and benefits to determine which is the best card to suit your needs.
When comparing the best credit card for you, other than the interest rate, other benefits you may want to consider include whether or not your card offers Lounge Invitations, what the currency conversion rate is and whether it offers travel insurance or travel credits/discounts.
The three biggest options for mobile payment systems are Apple Pay, Google Pay and Samsung Pay. They all turn your smartphone (and some smartwatches) into a mobile wallet so you can pay for purchases without a physical credit card or cash. Google Pay is made for Android phones, Apple Pay works with iPhones and iPads, and Samsung Pay is geared for Samsung devices. Just go with the system you already use - that means Apple Pay if you have an iPhone and Google Pay or Samsung Pay if you have an Android device.
You can sort, filter and compare up to 3 credit cards at a time so that you can find the one that’s right for you
Not a member? Join Qantas Frequent Flyer for free.
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.
Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).
The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.
Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.
Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.
Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.
Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.
Include points capping and points tiers, if applicable.
Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Premier Platinum credit card where these bonus points are always available).
Do not include bonus points on balance transfers.
This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.