Qantas Frequent Flyer Logo

Compare credit cards with airport lounge access

Average annual fee is $300

$0 to

Sort by

Default
Credit card
Bonus points
Earn rate
Annual fee
Estimated Qantas Points
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
Up to 120,000 PTS
Earn rate
0.75 PTS
per $1 spent
Annual fee
$295 + $75 p.a if you opt in to earn Qantas Points
174,000 PTS
over
based on
$200 BACK TO YOUR NEW CARD*
  • Uncapped Qantas Points earning potential 

  • 2 Qantas Club Lounge Invitations per year 

Bonus points
Up to 130,000 PTS
Earn rate
Up to 1 PT
per $1 spent
Annual fee
$425
202,000 PTS
over
based on
$450 Qantas Travel Credit^ 
  • Complimentary Travel Insurance 

  • Up to 4 Additional Cardholders for no extra fee 

Bonus points
50,000 PTS
Earn rate
Up to 1.25 PTS
per $1 spent
Annual fee
$450
140,000 PTS
over
based on
  • Uncapped Qantas Points earning potential 

  • 2 Qantas Lounge Invitations per year 

Bonus points
Up to 80,000 PTS Incl. 30,000 points for first-time cardholders
Earn rate
Up to 1.5 PTS
per $1 spent
Annual fee
$349 1st year fee $399 p.a thereafter
152,000 PTS
over
based on
  • Complimentary Travel Insurance 

  • Two complimentary airport lounge visits 

Bonus points
Up to 100,000 PTS
Earn rate
Up to 1 PT
per $1 spent
Annual fee
$350
136,000 PTS
over
based on
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
80,000 PTS
Earn rate
0.75 PTS
per $1 spent
Annual fee
$295+ $75 p.a. if you opt in to earn Qantas Points
134,000 PTS
over
based on
  • 2 Qantas Club Lounge Invitations per year  

  • Complimentary Travel Insurance 

Bonus points
20,000 PTS
Earn rate
Up to 1 PT
per $1 spent
Annual fee
$249
92,000 PTS
over
based on
  • 4th Night on Us 

  • Unlimited airport lounge access with Priority Pass™ 

Bonus points
125,000 PTS
Earn rate
Up to 1.5 PTS
per $1 spent
Annual fee
$749
82,080 PTS
over
based on
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
80,000 PTS
Earn rate
0.75 PTS
per $1 spent
Annual fee
$295+ $75 p.a. if you opt in to earn Qantas Points
134,000 PTS
over
based on
  • Uncapped Qantas Points earning potential

  • Two complimentary lounge visits 

Bonus points
N/A
Earn rate
Up to 1.2 PTS
per $1 spent
Annual fee
$35 monthly fee + $60 p.a. Qantas Points opt in fee
36,000 PTS
over
based on
  • Up to 51 days to pay for purchases 

  • 2 Domestic Qantas Club Lounge Invitations 

Bonus points
130,000 PTS
Earn rate
Up to 1.25 PTS
per $1 spent
Annual fee
$450
220,000 PTS
over
based on
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
80,000 PTS
Earn rate
0.75 PTS
per $1 spent
Annual fee
$295+ $75 p.a. if you opt in to earn Qantas Points
134,000 PTS
over
based on
  • 20% bonus Status Credits on Qantas flights 

  • 10% discounted base fare for Qantas flights 

Bonus points
150,000 PTS
Earn rate
Up to  2 PTS
per $1 spent
Annual fee
$1,200
240,000 PTS
over
based on
  • Complimentary Travel Insurance 

  • Only for Medical, Dental, Veterinary & Accounting specialists

Bonus points
20,000 PTS
Earn rate
Up to 1.5 PTS
per $1 spent
Annual fee
$400
92,000 PTS
over
based on

Find an airport lounge access credit card that best suits your needs

Which Qantas Points earning credit cards give you Complimentary Lounge Invitations?

Which Qantas Points earning credit cards give you Complimentary Lounge Invitations?

There are currently a number of credit cards that allow access to airport lounges, among other benefits. Use the table at the top of this page to compare the Qantas Points earning credit cards that offer complimentary lounge access.

Which credit cards that earn Qantas Points offer lounge access?

Which credit cards that earn Qantas Points offer lounge access?

There are currently a number of credit cards that offer lounge access as one of the many benefits. Every card on this page will have lounge access, but please check the Terms and Conditions for further information as lounge access offers may differ based on the credit card.

How do I apply for a Qantas Points earning credit card that offers complimentary lounge access?

How do I apply for a Qantas Points earning credit card that offers complimentary lounge access?

It's easier than you think - search our range of Qantas Points earning credit cards with lounge access and simply click 'Apply' on the credit card of your choice. Please remember, terms and conditions and eligibility criteria may apply.

How do I decide which complimentary lounge access credit card is right for me?

How do I decide which complimentary lounge access credit card is right for me?

To decide which credit card that earns Qantas Points with lounge access is right for you, please review our product range and choose which credit card best suits your personal needs. To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.

How do I access my Lounge Invitations?

How do I access my Lounge Invitations?

Complimentary Lounge Invitations can be found once you log into qantas.com with your Qantas Frequent Flyer number and will appear under “Lounge invitations” in my account.

To see where Qantas Lounges are located, explore the Airport Lounges page here.

What else should I know?

What else should I know?

Regardless of which credit card you choose, it is important that you read the terms and conditions of any product fully to understand your obligations.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

^Estimated points calculations:

Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.

Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.

Include points capping and points tiers, if applicable.

Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:
  • Major Restaurants, Cafes and Hotels (6%),
  • Major Petrol outlets, Supermarkets and National retailers (16%)
  • Utilities (3%)
  • All other spend (75%)

Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Premier Platinum credit card where these bonus points are always available).

Do not include bonus points on balance transfers.

This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.