Compare personal credit cards
Average annual fee is $300
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| Credit card | Bonus points Earn rate Annual fee |
|---|
Enjoy up to five complimentary insurances
NAB Concierge Service
per $1 spent
$450 Qantas Travel Credit^
Complimentary Travel Insurance
Up to 4 Additional Cardholders for no extra fee
per $1 spent
$200 BACK TO YOUR NEW CARD*
Uncapped Qantas Points earning potential
2 Qantas Club Lounge Invitations per year
per $1 spent
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
per $1 spent
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
per $1 spent
Uncapped Qantas Points earning potential
2 Qantas Lounge Invitations per year
per $1 spent
Complimentary International Travel Insurance
per $1 spent
Uncapped Qantas Points earning potential
Access to International Travel Insurance
per $1 spent
Complimentary Travel Insurance
per $1 spent
Complimentary Travel Insurance
Two complimentary airport lounge visits
per $1 spent
$100 BACK TO YOUR NEW CARD*
Uncapped Qantas Points earning potential
Complimentary Travel Insurance
per $1 spent
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
per $1 spent
Uncapped Qantas Points earning potential
Two complimentary lounge visits
per $1 spent
Up to 55 days interest free period
Complimentary Travel Insurance
per $1 spent
Additional cardholder for no extra fee
Platinum Visa Concierge
per $1 spent
Complimentary Travel Insurance
per $1 spent
0% p.a. Balance Transfer for 12 months
Additional cardholders for no extra fee
per $1 spent
No international transaction fees
Complimentary International Travel Insurance
per $1 spent
Uncapped Qantas Points earning potential
0% p.a. for 12 months on Balance Transfers, with a 2% Balance Transfer fee
per $1 spent
4th Night on Us
Unlimited airport lounge access with Priority Pass™
per $1 spent
Up to 4 Additional Cardholders for no extra fee
Uncapped Qantas Points earning potential
per $1 spent
20% bonus Status Credits on Qantas flights
10% discounted base fare for Qantas flights
per $1 spent
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
per $1 spent
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
per $1 spent
Up to 55 days interest free period
Complimentary Travel Insurance
per $1 spent
Up to 55 days interest free period
Complimentary Travel Insurance
per $1 spent
Complimentary insurances
No fee for additional cardholders
per $1 spent
Up to 55 days interest free period
Complimentary International Travel Insurance
per $1 spent
No international transaction fees
Complimentary International Travel Insurance
per $1 spent
Complimentary Travel Insurance
Only for Medical, Dental, Veterinary & Accounting specialists
per $1 spent
Complimentary Travel Insurance
Only for Medical, Dental, Veterinary & Accounting specialists
per $1 spent
What is a personal credit card that earns you Qantas Points?
As the name suggests, a personal credit card is one that is generally used solely for personal use.
Personal credit card features
Personal credit cards can often have lower fees and a longer 0% introductory interest rate for new cardholders than business credit cards. Personal credit cards can be used to pay for everyday essentials like groceries, petrol, utility bills, or your next eligible online purchase.
Personal credit card rewards and benefits
Depending on the credit card, benefits may include lounge access, interest free periods, shopping rewards, fee discounts and more. Used wisely, a personal credit card can be an excellent way to earn Qantas Points on your everyday spend.
Can I convert a personal credit card to business?
It is possible to transfer the balance from a personal credit card to a business card, though it depends on the terms and conditions of the issuing bank.
How do I apply for a personal credit card that earns Qantas Points?
It's easier than you think - simply click 'Apply' on the credit card of your choice, wait for approval by the relevant card partner, and you'll be enjoying the convenience of a Qantas Points earning personal credit card before you know it.
How do I decide which personal credit card is right for me?
To decide which personal credit card that earns Qantas Points is right for you, please review the wide range from all the major banks and more, and decide which credit card suits your personal needs. To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.
What else should I know?
Regardless of which credit card you choose, it is important that you read the terms and conditions of any product fully to understand your obligations.
Not a member? Join Qantas Frequent Flyer for free.
Popular credit card features
What you need to know
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.
Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).
The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.
Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.
Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.