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Credit card	Bonus points Earn rate Annual fee Estimated Qantas Points

Qantas Points earning travel credit cards

What is a travel credit card?

A travel credit card is designed to benefit those who spend money while travelling, whether domestically or internationally. These cards offer features that enhance travel experiences.

Qantas Points earning travel credit cards are highly beneficial for travellers due to their associated rewards and perks. Some top benefits include complimentary travel insurance, Qantas Club Lounge Invitations, no international transaction fees and more. To find the best travel credit card that suits your needs, use the compare function at the top of this page to review and compare different card features.

How do I decide which travel credit card is the best one for me?

Check foreign transaction fees. It will be somewhere between 0% and 3% of the transaction value depending on the card. Choosing overseas travel credit cards with no international fees will help minimise your costs.
Is the credit card widely accepted? Mastercard and Visa are accepted almost everywhere.
Read the fine print and understand the terms and conditions.
Apply and get approved by your financial institution for a travel credit card.

How to compare travel credit cards for best rewards

To select a credit card that best suits your needs for international or domestic travel, consider the following key factors:

Is travel insurance included? A travel credit card that includes complimentary international travel insurance could save you hundreds of dollars by eliminating the need to purchase a separate policy. Be sure to review what the policy covers and assess if it meets your needs.
What’s the annual credit card fees? There are some frequent flyer credit cards with no annual fee that offer benefits for travellers, but most do come with a fee. If there is a fee, check the details so that you are aware of the costs.
Additional travel benefits to consider - many travel credit cards offer additional perks, such as lounge access (often limited to a few invitations per year), the option for additional cardholders at no extra fee, and discounted base fares for Qantas flights. These extra benefits can be a great bonus if the card meets your primary requirements.

Not a member? Join Qantas Frequent Flyer for free.

Popular credit card features

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

^Estimated points calculations:

Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.

Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.

Include points capping and points tiers, if applicable.

Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:

Major Restaurants, Cafes and Hotels (6%),
Major Petrol outlets, Supermarkets and National retailers (16%)
Utilities (3%)
All other spend (75%)

Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Premier Platinum credit card where these bonus points are always available).

Do not include bonus points on balance transfers.

This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.