Compare Mastercard® credit cards

Average annual fee is $300

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Credit card
Bonus points
Earn rate
Annual fee
  • Uncapped Qantas Points earning potential

  • Two complimentary lounge visits 

Bonus points
N/A
Earn rate
Up to 1.2 PTS per $1 spent
Annual fee
$0 monthly fee + $60 p.a. Qantas Points opt in fee
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
Up to 120,000 PTS
Earn rate
0.75 PTS per $1 spent
Annual fee
$295 + $75 p.a if you opt in to earn Qantas Points
  • Complimentary Travel Insurance 

  • Two complimentary airport lounge visits 

Bonus points
Up to 70,000 PTS
Earn rate
Up to 1 PT per $1 spent
Annual fee
$350 1st year fee
  • Uncapped Qantas Points earning potential 

  • 2 Qantas Lounge Invitations per year 

Bonus points
Up to 80,000 PTS Incl. 20,000 PTS for first-time cardholders
Earn rate
Up to 1.5 PTS per $1 spent
Annual fee
$349 1st year fee $399 p.a thereafter
  • Complimentary Travel Insurance 

Bonus points
Up to 80,000 PTS
Earn rate
0.5 PTS per $1 spent
Annual fee
$99 1st year fee $175 p.a thereafter + $75 p.a if you opt in to earn Qantas Points
  • Complimentary insurances 

  • No fee for additional cardholders

Bonus points
N/A
Earn rate
0.6 PTS per $1 spent
Annual fee
$149
  • No foreign transaction fees 

  • Complimentary International Travel Insurance 

Bonus points
Up to 50,000 PTS
Earn rate
Up to 0.6 PTS per $1 spent
Annual fee
$160
  • 20% bonus Status Credits on Qantas flights 

  • 10% discounted base fare for Qantas flights 

Bonus points
150,000 PTS
Earn rate
Up to  2 PTS per $1 spent
Annual fee
$1,200
  • Up to 55 days interest free period 

  • 0% p.a. for 12 months on Balance Transfers 

Bonus points
Up to 8,000 PTS
Earn rate
Up to 1 PT per $1 spent
Annual fee
$49
  • No foreign transaction fees 

  • Complimentary International Travel Insurance 

Bonus points
N/A
Earn rate
1 PT per $1 spent
Annual fee
$270
  • 4th night free at participating hotels 

  • Unlimited airport lounge access with Priority Pass™ 

Bonus points
100,000 PTS
Earn rate
Up to 1.5 PTS per $1 spent
Annual fee
$749
  • Up to 99 additional cardholders

  • Qantas Business Rewards membership 

Bonus points
N/A
Earn rate
Up to 0.5 PTS per $1 spent
Annual fee
$150
  • Access to International Travel Insurance 

  • Extra control with Lock, Block, Limit 

Bonus points
N/A
Earn rate
0.4 PTS per $1 spent
Annual fee
$300+ $30 p.a if you opt in to earn Qantas Points
  • Up to 55 days interest free period 

  • A range of complimentary insurances 

Bonus points
25,000 PTS
Earn rate
Up to 0.6 PTS per $1 spent
Annual fee
$89
  • Extra control with Lock, Block, Limit 

Bonus points
N/A
Earn rate
0.4 PTS per $1 spent
Annual fee
$100+ $30 p.a if you opt in to earn Qantas Points

Find a Qantas Points earning Mastercard® credit card that best suits your needs

What is Mastercard®?

What is Mastercard®?

One of the world's largest digital platforms with a presence in over 210 countries and territories, Mastercard® is a leader in global payment systems and technology solutions. Although recognised by many as a financial brand and accepted as such internationally, Mastercard® is a facilitator for the financial industry, rather than an independent financial institution.

What is a Mastercard® credit card?

What is a Mastercard® credit card?

Mastercard® itself does not issue cards but works in conjunction with financial institutions, like banks and credit unions, to enable effortless digital transactions between their customers and merchants. A Mastercard® credit card is simply any credit card that uses the Mastercard® digital payment system to complete the transaction. You can tell if a card is a Mastercard® credit card by the Mastercard® symbol, usually found on the bottom right corner on the front of the card.

Mastercard® credit card rewards and benefits

Mastercard® credit card rewards and benefits

Depending on the Mastercard® credit card that earns Qantas Points you choose, you can enjoy rewards and benefits such as Qantas Points per dollar spent, no foreign transaction fees, and complimentary Lounge Invitations.

How do I apply for a Mastercard® credit card that earns Qantas Points?

How do I apply for a Mastercard® credit card that earns Qantas Points?

It's easier than you think to apply - simply click 'Apply Now' on the credit card of your choice, complete the card partner's application form, wait for approval by the relevant card partner, and you'll be enjoying the convenience of a Qantas Points earning Mastercard credit card before you know it. Explore our range.

How do I decide which Mastercard® credit card is the right one for me?

How do I decide which Mastercard® credit card is the right one for me?

To decide which Mastercard® credit card that earns Qantas Points is best for you, please review our product range and choose which credit card suits your personal needs. To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.

What else should I know about Mastercard® credit cards?

What else should I know about Mastercard® credit cards?

Regardless of which Qantas Points earning Mastercard® credit card you choose, it is important that you read the terms and conditions of any product fully to understand your obligations.

We suggest visiting moneysmart.com for more information on credit cards, and how to best make them work for you. When it comes to credit cards, your bank or financial institution may use different terms. Here is a general explanation of the meaning of some of the terms used in relation to credit cards. Please keep in mind that it’s important that you read the terms and conditions of your credit card as well as the Product Disclosure Statement (PDS) to understand all the rewards, features, fees and charges and interest rates that may apply to your card.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees.

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.