One of the world's largest digital platforms with a presence in over 210 countries and territories, Mastercard® is a leader in global payment systems and technology solutions. Although recognised by many as a financial brand and accepted as such internationally, Mastercard® is a facilitator for the financial industry, rather than an independent financial institution.

Mastercard® itself does not issue cards but works in conjunction with financial institutions, like banks and credit unions, to enable effortless digital transactions between their customers and merchants. A Mastercard® credit card is simply any credit card that uses the Mastercard® digital payment system to complete the transaction. You can tell if a card is a Mastercard® credit card by the Mastercard® symbol, usually found on the bottom right corner on the front of the card.

Depending on the Mastercard® credit card that earns Qantas Points you choose, you can enjoy rewards and benefits such as Qantas Points per dollar spent, no foreign transaction fees, and complimentary Lounge Invitations.

It's easier than you think to apply - simply click 'Apply Now' on the credit card of your choice, complete the card partner's application form, wait for approval by the relevant card partner, and you'll be enjoying the convenience of a Qantas Points earning Mastercard credit card before you know it. Explore our range.

To decide which Mastercard® credit card that earns Qantas Points is best for you, please review our product range and choose which credit card suits your personal needs. To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.

Regardless of which Qantas Points earning Mastercard® credit card you choose, it is important that you read the terms and conditions of any product fully to understand your obligations.

We suggest visiting moneysmart.com for more information on credit cards, and how to best make them work for you. When it comes to credit cards, your bank or financial institution may use different terms. Here is a general explanation of the meaning of some of the terms used in relation to credit cards. Please keep in mind that it’s important that you read the terms and conditions of your credit card as well as the Product Disclosure Statement (PDS) to understand all the rewards, features, fees and charges and interest rates that may apply to your card.