Find a Qantas Points earning Mastercard® credit card that best suits your needs

What is Mastercard®?

One of the world's largest digital platforms with a presence in over 210 countries and territories, Mastercard® is a leader in global payment systems and technology solutions. Although recognised by many as a financial brand and accepted as such internationally, Mastercard® is a facilitator for the financial industry, rather than an independent financial institution.

What is a Mastercard® credit card?

Mastercard® itself does not issue cards but works in conjunction with financial institutions, like banks and credit unions, to enable effortless digital transactions between their customers and merchants. A Mastercard® credit card is simply any credit card that uses the Mastercard® digital payment system to complete the transaction. You can tell if a card is a Mastercard® credit card by the Mastercard® symbol, usually found on the bottom right corner on the front of the card.

Mastercard® credit card rewards and benefits

Depending on the Mastercard® credit card that earns Qantas Points you choose, you can enjoy rewards and benefits such as Qantas Points per dollar spent, no foreign transaction fees, and complimentary Lounge Invitations.

How do I apply for a Mastercard® credit card that earns Qantas Points?

It's easier than you think to apply - simply click 'Apply' on the credit card of your choice, complete the card partner's application form, wait for approval by the relevant card partner, and you'll be enjoying the convenience of a Qantas Points earning Mastercard credit card before you know it. Explore our range.

How do I decide which Mastercard® credit card is the right one for me?

To decide which Mastercard® credit card that earns Qantas Points is best for you, please review our product range and choose which credit card suits your personal needs. To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.

What else should I know about Mastercard® credit cards?

Regardless of which Qantas Points earning Mastercard® credit card you choose, it is important that you read the terms and conditions of any product fully to understand your obligations.

We suggest visiting moneysmart.com for more information on credit cards, and how to best make them work for you. When it comes to credit cards, your bank or financial institution may use different terms. Here is a general explanation of the meaning of some of the terms used in relation to credit cards. Please keep in mind that it’s important that you read the terms and conditions of your credit card as well as the Product Disclosure Statement (PDS) to understand all the rewards, features, fees and charges and interest rates that may apply to your card.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

^Estimated points calculations:

Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.

Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.

Include points capping and points tiers, if applicable.

Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:

Major Restaurants, Cafes and Hotels (6%),
Major Petrol outlets, Supermarkets and National retailers (16%)
Utilities (3%)
All other spend (75%)

Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Premier Platinum credit card where these bonus points are always available).

Do not include bonus points on balance transfers.

This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.

Compare Mastercard® credit cards