Compare credit cards with travel credits and discounts

Average annual fee is $300

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Credit card
Bonus points
Earn rate
Annual fee
Estimated Qantas Points
$450 Qantas Travel Credit^ 
  • Complimentary Travel Insurance 

  • Up to 4 Additional Cardholders for no extra fee 

Bonus points
60,000 PTS
Earn rate
Up to 1.25 PTS per $1 spent
Annual fee
$450
150,000 PTS
Over based on
  • 4th night free at participating hotels 

  • Unlimited airport lounge access with Priority Pass™ 

Bonus points
100,000 PTS
Earn rate
Up to 1.5 PTS per $1 spent
Annual fee
$749
46,080 PTS
Over based on
  • 20% bonus Status Credits on Qantas flights 

  • 10% discounted base fare for Qantas flights 

Bonus points
150,000 PTS
Earn rate
Up to  2 PTS per $1 spent
Annual fee
$1,200
240,000 PTS
Over based on

Qantas Points earning credit cards with travel credits and discounts

What are credit cards with travel credits?

What are credit cards with travel credits?

Credit cards with travel credits and discounts, offer credit vouchers or travel discounts for travel-related expenses. These travel credits can be used towards other various travel-related expenses including airline tickets, hotel stays, rental cars and more. The credit is typically in the form of a voucher, a discount code or is applied to the cardholder's account, reducing the overall cost of travel expenses. It's important to review the details of each credit card's travel credit or discount program to understand its specific terms, limitations, and redemption options.

How to choose the best credit card for overseas travel

How to choose the best credit card for overseas travel

when it comes to finding the credit card that works best for your travels, think about the rewards, perks, and benefits you want, as well as your spending habits. For instance, some travel cards offer the opportunity to earn and redeem points through a variety of airline and hotel chains, which can be a great bonus for travellers.

What are the benefits of using credit cards with travel credits and discounts?

What are the benefits of using credit cards with travel credits and discounts?

Credit cards with travel credits and discounts can help reduce the overall cost of travel expenses. The credits can be applied towards various travel-related expenses, such as flights and accommodations - resulting in savings on these costs. Some cards may also offer perks such as complimentary travel insurance and bonus Status Credits on Qantas flights.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees.

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.

^Estimated points calculations:

- Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.

- Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.

- Include points capping and points tiers, if applicable.

- Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:
  • Major Restaurants, Cafes and Hotels (6%),
  • Major Petrol outlets, Supermarkets and National retailers (16%)
  • Utilities (3%)
  • All other spend (75%)

- Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Money Premier Platinum credit card where these bonus points are always available).

- Do not include bonus points on balance transfers.

This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.