Compare Google Pay credit cards

Average annual fee is $300

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Bonus points
Earn rate
Annual fee
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
Up to 120,000 PTS
Earn rate
0.75 PTS per $1 spent
Annual fee
$295 + $75 p.a if you opt in to earn Qantas Points
  • Enjoy five complimentary insurances 

  • NAB Concierge Service 

Bonus points
Up to 120,000 PTS
Earn rate
Up to 1 PT per $1 spent
Annual fee
$295 1st year fee $395 p.a thereafter
  • Uncapped Qantas Points earning potential

  • Two complimentary lounge visits 

Bonus points
N/A
Earn rate
Up to 1.2 PTS per $1 spent
Annual fee
$0 monthly fee Min spend & conditions apply + $60 p.a. Qantas Points opt in fee
$450 Qantas Travel Credit^ 
  • Complimentary Travel Insurance 

  • Up to 4 Additional Cardholders for no extra fee 

Bonus points
100,000 PTS
Earn rate
Up to 1.25 PTS per $1 spent
Annual fee
$450
$250 BACK TO YOUR NEW CARD*
  • Uncapped Qantas Points earning potential 

  • 2 Qantas Club Lounge Invitations per year 

Bonus points
Up to 130,000 PTS
Earn rate
Up to 1 PT per $1 spent
Annual fee
$425
  • Uncapped Qantas Points earning potential 

  • 2 Qantas Lounge Invitations per year 

Bonus points
Up to 80,000 PTS Incl. 20,000 PTS for first-time cardholders
Earn rate
Up to 1.5 PTS per $1 spent
Annual fee
$349 1st year fee $399 p.a thereafter
  • Complimentary Travel Insurance 

  • Two complimentary airport lounge visits 

Bonus points
Up to 70,000 PTS
Earn rate
Up to 1 PT per $1 spent
Annual fee
$350 1st year fee
  • Complimentary International Travel Insurance 

Bonus points
Up to 70,000 PTS
Earn rate
Up to 0.66 PTS per $1 spent
Annual fee
$150 1st year fee $250 p.a thereafter
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
90,000 PTS
Earn rate
0.75 PTS per $1 spent
Annual fee
$295+ $75 p.a. if you opt in to earn Qantas Points
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
90,000 PTS
Earn rate
0.75 PTS per $1 spent
Annual fee
$295+ $75 p.a. if you opt in to earn Qantas Points
  • 2 Qantas Club Lounge Invitations per year 

  • Complimentary Travel Insurance 

Bonus points
90,000 PTS
Earn rate
0.75 PTS per $1 spent
Annual fee
$295+ $75 p.a. if you opt in to earn Qantas Points
$100 BACK TO YOUR NEW CARD*
  • Uncapped Qantas Points earning potential 

  • Complimentary Travel Insurance 

Bonus points
75,000 PTS
Earn rate
Up to 0.75 PTS per $1 spent
Annual fee
$295
  • No foreign transaction fees 

  • Complimentary International Travel Insurance 

Bonus points
Up to 50,000 PTS
Earn rate
Up to 0.6 PTS per $1 spent
Annual fee
$160
  • Complimentary insurances 

  • No fee for additional cardholders

Bonus points
N/A
Earn rate
0.6 PTS per $1 spent
Annual fee
$149
  • Up to 55 days interest free period 

  • Complimentary International Travel Insurance 

Bonus points
N/A
Earn rate
1 PT per $1 spent
Annual fee
$199
  • 2 Qantas Club Lounge Invitations per year  

  • Complimentary Travel Insurance 

Bonus points
20,000 PTS
Earn rate
Up to 1 PT per $1 spent
Annual fee
$249
  • Up to 4 Additional Cardholders for no extra fee 

  • Uncapped Qantas Points earning potential

Bonus points
N/A
Earn rate
Up to 0.75 PTS per $1 spent
Annual fee
$0
  • No foreign transaction fees 

  • Complimentary International Travel Insurance 

Bonus points
N/A
Earn rate
1 PT per $1 spent
Annual fee
$270
  • 4th night free at participating hotels 

  • Unlimited airport lounge access with Priority Pass™ 

Bonus points
100,000 PTS
Earn rate
Up to 1.5 PTS per $1 spent
Annual fee
$749
  • Complimentary Travel Insurance 

Bonus points
Up to 80,000 PTS
Earn rate
0.5 PTS per $1 spent
Annual fee
$99 1st year fee $175 p.a thereafter + $75 p.a if you opt in to earn Qantas Points
  • 20% bonus Status Credits on Qantas flights 

  • 10% discounted base fare for Qantas flights 

Bonus points
150,000 PTS
Earn rate
Up to  2 PTS per $1 spent
Annual fee
$1,200
  • 0% p.a. on Balance Transfers  

  • Complimentary Travel Insurance 

Bonus points
Up to 70,000 PTS
Earn rate
0.5 PTS per $1 spent
Annual fee
$99 1st year fee $124 p.a thereafter + $75 p.a if you opt in to earn Qantas Points
  • 0% p.a. on Balance Transfers for 24 months 

  • Complimentary Travel Insurance 

Bonus points
Up to 70,000 PTS
Earn rate
0.5 PTS per $1 spent
Annual fee
$99 1st year fee $124 p.a thereafter + $75 p.a if you opt in to earn Qantas Points
  • 0% p.a. on Balance Transfers for 24 months 

  • Complimentary Travel Insurance 

Bonus points
Up to 70,000 PTS
Earn rate
0.5 PTS per $1 spent
Annual fee
$99 1st year fee $124 p.a thereafter + $75 p.a if you opt in to earn Qantas Points
  • Uncapped Qantas Points earning potential

  • Complimentary International Travel Insurance 

Bonus points
Up to 40,000 PTS
Earn rate
Up to 0.8 PTS per $1 spent
Annual fee
$0 monthly fee Min spend & conditions apply + $60 p.a. Qantas Points opt in fee
  • Complimentary Travel Insurance 

  • Only for Medical, Dental, Veterinary & Accounting specialists

Bonus points
20,000 PTS
Earn rate
Up to 1.5 PTS per $1 spent
Annual fee
$400
  • 0% p.a. Balance Transfer for 12 months 

  • Additional cardholders for no extra fee  

Bonus points
N/A
Earn rate
Up to 1.5 PTS per $1 spent
Annual fee
$0 1st year fee $299 thereafter
  • Complimentary Travel Insurance 

Bonus points
40,000 PTS
Earn rate
0.5 PTS per $1 spent
Annual fee
$129 +$49 p.a. if you opt in to earn Qantas Points
  • Complimentary Travel Insurance 

  • Only for Medical, Dental, Veterinary & Accounting specialists

Bonus points
N/A
Earn rate
Up to 1 PT per $1 spent
Annual fee
$150
  • Additional cardholder for no extra fee

  • Platinum Visa Concierge 

Bonus points
50,000 PTS Plus 10,000 PTS p.a
Earn rate
1 PT per $1 spent
Annual fee
$299
  • Up to 55 days interest free period 

  • 0% p.a. for 12 months on Balance Transfers 

Bonus points
Up to 8,000 PTS
Earn rate
Up to 1 PT per $1 spent
Annual fee
$49
  • Uncapped Qantas Points earning potential  

  • Qantas Business Rewards Level 2 Advance 

Bonus points
100,000 PTS
Earn rate
Up to 0.75 PTS per $1 spent
Annual fee
$0 first year fee $300p.a. + $75p.a. per card, thereafter
  • Up to 51 days to pay for purchases 

  • 2 Domestic Qantas Club Lounge Invitations 

Bonus points
150,000 PTS
Earn rate
Up to 1.25 PTS per $1 spent
Annual fee
$450
  • Up to 55 days interest free period 

  • A range of complimentary insurances 

Bonus points
25,000 PTS
Earn rate
Up to 0.6 PTS per $1 spent
Annual fee
$89
  • Up to 99 additional cardholders

  • Qantas Business Rewards membership 

Bonus points
N/A
Earn rate
Up to 0.5 PTS per $1 spent
Annual fee
$150
  • Eligible government payments earn 0.66 PTS per $1 spent 

  • Up to 44 days interest free period 

Bonus points
150,000 PTS
Earn rate
0.66 PTS per $1 spent
Annual fee
$295
  • Extra control with Lock, Block, Limit 

Bonus points
N/A
Earn rate
0.4 PTS per $1 spent
Annual fee
$100+ $30 p.a if you opt in to earn Qantas Points
  • Complimentary International Travel Insurance 

  • Extra control with Lock, Block, Limit 

Bonus points
N/A
Earn rate
0.4 PTS per $1 spent
Annual fee
$300+ $30 p.a if you opt in to earn Qantas Points

Find a Google Pay Credit Card that best suits your needs

Given the inconvenience of remembering to take both a phone and a wallet with you everywhere you go, it makes sense to switch to a digital wallet on your smartphone or smartwatch for your everyday purchases. Depending on your device, you can use a number of payment systems to make your purchases faster, smoother and easier than ever before. Use an Android system? It's easier than you think to pay online. Created especially for Android devices, Google Pay is the answer to all your digital payment needs.

What is Google Pay?

What is Google Pay?

Put simply, Google Pay is one of the fastest and simplest ways to pay online or in-store. Google Pay is a digital wallet and payment system that works via an app on your Android phone or smartwatch. It allows you to store the details of your physical cards in a digital form, thereby removing the need to carry the physical cards around with you. Google Pay allows you to store your credit, debit and other bank cards, as well as loyalty and rewards cards, all in one handy app.

Integrated with the Google Wallet system, Google Pay allows you to use the information stored in your phone to pay for items in apps, on-line and in person. Once set up, Google Pay is one of the simplest ways to pay digitally. Simply find the Google Pay app in the Google Play Store or Android Market on your device, download and follow the prompts. Unfortunately as Google Pay is built on Android software, it cannot be used on an iPhone.

Is Google Pay safe to use?

Is Google Pay safe to use?

Rest assured that Google Pay is one of the safest ways to purchase goods or services. When you buy something with Google Pay, your credit card details aren't sent to the merchant. Instead the Google Pay system creates a unique, virtual account number for every transaction. This greatly reduces the possibility of the theft of your details.

Which credit cards work with Google Pay?

Which credit cards work with Google Pay?

There are a number of Qantas Points earning credit cards, though remember that for Google Pay to work, you need an Android phone or smartwatch. If you have an Android phone or smartwatch, then simply download the Google Pay app, and follow the prompts to upload your cards.

What else should I know about Google Pay Credit Cards?

Regardless of which credit card you choose, it is important that you read the terms and conditions of any product fully to understand your obligations. We suggest visiting moneysmart for more information on credit cards, and how to best make them work for you.

Google Pay features

Google Pay features

As well as being able to use Google Pay in millions of stores around the world, Google Pay has many other features to make your life easier. You can use Google Pay to make contactless payments and save your loyalty cards, gift cards and rewards cards.

You can use Google Pay as your travel pass on public transport, though be careful to check whether your local network supports it before you board. Google Pay also allows you to autofill your details when using Google's Chrome browser.

How do I decide which Google Pay credit card is the right one for me?

How do I decide which Google Pay credit card is the right one for me?

To decide which Google Pay compatible credit card that earns Qantas Points is right for you, compare credit cards and decide which card suits your personal needs. To make an informed choice, simply read the information available on the benefits of each card, while also taking into account your own financial situation and needs.

How do I apply for a Google Pay compatible credit card that earns Qantas Points?

How do I apply for a Google Pay compatible credit card that earns Qantas Points?

It's easier than you think - simply click 'Apply now' on the credit card of your choice, complete the card partner's application form, wait for approval by the relevant card partner, and you'll be enjoying the convenience of a Google Pay compatible credit card that earns Qantas Points.

What you need to know

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees.

The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.

Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.

Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.