Personal loans
Line of credit
Earn 50,000 Qantas Points with Citi Ready Credit*
PTS*
Interest rate†
Flexible monthly repayments
Pay interest only on the amount you’ve used, not on the whole credit limit
Just a once off establishment fee of $199‡
Car loans
PTS per annum for every $1,000 of your loan balance, credited monthly†
Interest rate†
Comparison rateΔ
Loan amount starting from $15,000‡
Available on cars, caravans, boats and motorcycles up to five years old‡
$150 application fee, $0 account keeping fees
Novated leasing
Earn 10,000 Qantas Points when you take out a novated lease^
PTS when you take out a novated lease through Smart from 1 August 2024.^
Save when you buy: pay no GST on your new car saving you an instant 10%*
Tax savings on running costs including fuel/charging, registration, insurance, and servicing
Convenience of finance and running costs bundled into one easy payment on payday
Finances that take you places
Not a Qantas Frequent Flyer?
Join now for free to earn Qantas Points on financial products.
What you need to know
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.
Except for Qantas-branded products, products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders. The information about the relevant product has been provided by the relevant licensees and not Qantas. Qantas does not hold an AFSL or ACL and is not a licensee or authorised representative in relation to the activities being engaged in by the relevant licensee (except for Qantas-branded products).
The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.
Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept any liability for any loss arising from the use of, or reliance, on the information provided on this webpage.
Points are offered by the relevant program partner. Bonus points amounts offered are different for each product.