Average annual fee is $300
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Enjoy six complimentary insurances
NAB Concierge Service
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
$450 Qantas Travel Credit^
Complimentary Travel Insurance
Up to 4 Additional Cardholders for no extra fee
$100 BACK TO YOUR NEW CARD*
Uncapped Qantas Points earning potential
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
Two complimentary airport lounge visits
Uncapped Qantas Points earning potential
2 Qantas Lounge Invitations per year
Complimentary Travel Insurance
Uncapped Qantas Points earning potential
Two complimentary lounge visits
Complimentary Travel Insurance
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
Complimentary International Travel Insurance
Uncapped Qantas Points earning potential
Complimentary International Travel Insurance
$100 BACK TO YOUR NEW CARD*
Uncapped Qantas Points earning potential
Complimentary Travel Insurance
Up to 4 Additional Cardholders for no extra fee
0% p.a. interest on eligible purchases for 12 months
0% p.a. on Balance Transfers for 24 months
Complimentary Travel Insurance
0% p.a. Balance Transfer for 12 months
Additional cardholders for no extra fee
No foreign transaction fees
Complimentary International Travel Insurance
4th night free at participating hotels
Complimentary airport lounge access
Up to 55 days interest free period
0% p.a. for 12 months on Balance Transfers
20% bonus Status Credits on Qantas flights
10% discounted base fare for Qantas flights
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
2 Qantas Club Lounge Invitations per year
Complimentary Travel Insurance
0% p.a. on Balance Transfers
Complimentary Travel Insurance
0% p.a. on Balance Transfers for 24 months
Complimentary Travel Insurance
Complimentary insurances
No fee for additional cardholders
Up to 55 days interest free period
Complimentary International Travel Insurance
No foreign transaction fees
Complimentary International Travel Insurance
Complimentary Travel Insurance
Only for Medical, Dental, Veterinary & Accounting specialists
Complimentary Travel Insurance
Only for Medical, Dental, Veterinary & Accounting specialists
Up to 51 days to pay for purchases
2 Domestic Qantas Club Lounge Invitations
Up to 99 additional cardholders
Qantas Business Rewards membership
Eligible government payments earn 0.66 PTS per $1 spent
Up to 44 days interest free period
Up to 55 days interest free period
A range of complimentary insurances
Extra control with Lock, Block, Limit
Complimentary International Travel Insurance
Extra control with Lock, Block, Limit
Sign up for a Bankwest Qantas Transaction account and earn 10,000 bonus Qantas Points when you make 10 eligible transactions each month for the first 3 months. New Customers only. T&Cs apply.*
Open your first Qudos Bank Qantas Points Saver account by 30 Nov 2023, and you’ll earn 2,000 bonus Qantas Points when you make a minimum deposit of $1,000 in the first 30 days and hold it in the account for 30 days. Bonus points offer available to new members only. T&C’s Apply*.
New Zip customers can earn 3,000 bonus Qantas Points when you sign up, activate your Zip account, link your Qantas Frequent Flyer number in the Zip app and complete your first purchase within 90 days of activation. Conditions apply.
When it comes to choosing a credit card, there’s a wide range in the Australian market for you to choose from. While this means plenty of choice, it also means that it can be difficult to choose one option. So, when comparing cards, the most important thing to ask yourself, is ‘what are the main things I want from a credit card?’ Given you're on our site, we're guessing that Qantas Points are important to you, but what about a low annual fee? Rewards? Or maybe it’s a low-interest rate? Here’s some information that will help you narrow down the best credit card for points and your needs.
A credit card allows you to borrow money from a bank to make purchases. As long as you pay back the money you borrow within the interest-free period (usually between 45 and 55 days), you don’t have to pay any extra. If you don’t pay back the money within that time, interest will accrue. Besides offering greater spending power and financial flexibility, some credit cards also let you earn points on your spend - points you can then use to redeem for rewards, like flights, hotels and other products.
Different payment methods suit different situations, which is why many people have both a credit card and a debit card. The main difference between a credit card and a debit card is that with a debit card, you are spending your own money from your bank account; while a credit card allows you to borrow money and repay it later. Credit cards may also charge interest if you don’t pay your card off within the interest-free period.
There are two main types of credit cards - personal use credit cards and credit cards specially for business. The key difference is that business credit cards - as the name suggests - are designed for business use, while personal credit cards can be used by anyone. Within the personal use category, there are numerous types of credit cards that focus on different features and benefits, for example, low rate credit cards.
If you’ve been wondering which credit card provider to choose, for example, Visa, Mastercard or American Express; it pays to do a little comparative research to see which is the right one for you. All of the major banks including Westpac, ANZ, NAB CommBank and more, offer Qantas Points earning credit cards. Compare each bank’s card rates and benefits to determine which is the best card to suit your needs.
When comparing the best credit card for you, other than the interest rate, other benefits you may want to consider include whether or not your card offers Lounge Invitations, what the currency conversion rate is and whether it offers travel insurance or travel credits/discounts.
The three biggest options for mobile payment systems are Apple Pay, Google Pay and Samsung Pay. They all turn your smartphone (and some smartwatches) into a mobile wallet so you can pay for purchases without a physical credit card or cash. Google Pay is made for Android phones, Apple Pay works with iPhones and iPads, and Samsung Pay is geared for Samsung devices. Just go with the system you already use - that means Apple Pay if you have an iPhone and Google Pay or Samsung Pay if you have an Android device.
Not a member? Join Qantas Frequent Flyer for free.
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.
The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees.
The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.
Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.
Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.